The Medical Bills Game Plan

After much research and reading, sorting and resorting. Calls to billing to ask for help. I am finally starting to find at least a plan is forming. Here is my plan.

1. Collect and Review all Bills
1. Create a list (spreadsheet) of all the providers with contact information
2. Call each provider to request itemized statements
3. Call each provider to request medical records
4. Follow up to make sure all items have been recieved... 
5. Organize all the information 
6. Compare notes to statements to adress any potential errors 
7. Communicate with billing at each provider to clear up and issues or questions
2.  Collect and Review Insurance information
1. Aquire and read the policy for our plan 
2. Make sure we have an EOB for each bill (see part 1) 
3. Compare claims to bills and make a list of questions
4. Call Insurance to go over questions
3.  Find and apply for any medical bill assistance
1. List each providers and programs, get any applications
2. Submit applications
3. Follow up and record application date and decision results
4. Communicate with providers to make sure nothing is in collections during this process
4. Make payment arrangements for any balances left due
5. Breathe a big deep sigh of relief! 

Most of this information came from the books I have listed on the resources page. I also am planning to add or take out as needed, since I really haven't begun.

Before I begin I am going to allocate time for these tasks in my planner, delegate what I can, and set deadlines. Then I am going to find my accountability crew (that is you, because you are probably the only one reading this 😉 ) and ask them to come here and make sure I am getting it all done!

Maybe I will also create some sort of reward for myself, to help motivate the process. I will give that some thought.

Okay, This ⇡ is the plan.